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First Home Buyers

Your Affordability

How much can you borrow? The method of calculating affordability based on your income will vary from lender to lender. However, the common theme with all Lender Serviceability Calculators is they make a comparison of your net annual income against your net commitments and ongoing expenditure.

Please contact Holistic Home Loans to establish an estimate of your maximum loan affordability with a wide range of lenders.

How much deposit do I need?

Do I need to consider a deposit bond?

First Home Owners Grant - Am I eligible?

NSW First Home Plus Scheme - Am I eligible for stamp duty discounts or exemptions?

Holistic Home Loans
Suite 303, 4-14 Buckingham Street
Surry Hills NSW 2110
Telephone: 02 9698 9598
Western Australia Victoria Tasmania South Australia Queensland Northern Territory NSW ACT